Beds on Finance

Spread the cost of your purchases Interest-Free. DivideBuy. The easy Interest-Free checkout

Spread the cost of your new bed purchase by choosing one of our flexible payment options from Klarna. Choose to buy your bed or mattress now, and pay in 3 or 12 months, with 0% interest free instalment options available.

Who are Klarna?

We’ve partnered with a payment provider called Klarna to give you the option of flexible monthly payment options. Founded in 2005 in Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 85 million people across 200,000 merchants in 14 countries. The safe, secure, flexible and hassle free finance option.

Your Finance Options

Pay in 3 - Interest Free Instalments

This is dependent upon a soft credit check which does not affect your credit score or rating and is strictly between you and Klarna, this is not visible to other lenders. There are no interest fees or surcharges providing your account is settled on time. However non payment will effect your credit score. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

Minimum Order value £199.

Financing - Monthly Financing at 19.9% APR

Minimum order value £599.


Pay in 3 Interest Free Financing at 19.9% APR
Cash Price £599.00 £599.00
Deposit £0.00 £0.00
Total Amount on Credit £0.00 £60.98
Number of payments 3 12
Rate of Interest (variable) 0% 19.9%
Representative APR 0% 19.93%
Monthly Repayments £199.66 £55.00
Total amount Payable £599.00 £659.98

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Time4Sleep Ltd, Lacy Way, Lowfields Business Park, Elland, West Yorkshire, HX5 9DB is authorised and regulated by the Financial Conduct Authority (FCA FRN 922461) and acts as a credit intermediary and not a lender, offering credit products provided [exclusively by Klarna Financial Services UK Limited] [by a limited number of finance providers, including Klarna Financial Services UK Limited]. Please note that [Pay in 3 instalments] [and] [Pay in 30 days] agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs and late fees apply.