🚚 UK Mainland Delivery from £14.99 🚚 Tel. 01484 500560
UK Mainland Delivery from £14.99
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Spread the cost of your new purchase with Klarna, pay in 3 option. We’ve partnered with a payment provider called Klarna to give you the option of flexible monthly payment options. Founded in 2005 in Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 85 million people across 200,000 merchants in 14 countries. The safe, secure, flexible and hassle free finance option.
Pay later in 3 interest-free instalments will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Time 4 Sleep Ltd and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the Klarna app.
To use Pay later in 3 interest-free instalments you must be at least 18. Whilst this option is widely promoted, Pay later in 3 interest-free instalments is subject to your financial circumstances. When choosing Pay later in 3 interest-free instalments, our assessment will not affect your credit rating.
Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders.
Although Pay later in 3 interest-free instalments is widely promoted it is not always universally available. The Pay later in 3 interest-free instalments payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.
Payment for your Pay later in 3 interest-free instalments will automatically be collected from the debit or credit card you entered at checkout. The first payment is taken when the order is confirmed. The second and third instalments are collected 30 and 60 days, respectively, after the first instalment. You can always monitor your payments’ schedule in the Klarna app.
Klarna will automatically attempt to collect your payment for your Pay later in 3 interest-free instalments purchase at Time4sleep from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment and you can always monitor the due date in Klarna app at your convenience. Your credit score will not be impacted by using Klarna’s ‘Pay later in 3 instalments’ product even if you have failed to pay on time.
If you need further assistance you can contact Klarna’s customer care team for free, or use our online chat service.
Please find links below to Klarna’s website where you can find more information on Klarna.
Payment information is processed securely by Klarna. No card details are transferred to or held by Time 4 Sleep Ltd. All transactions take place via connections secured with the latest industry standard security protocols.
Yes. Just go to theKlarna appor log ontoKlarna.com/ukand pay off early.
As soon as Time 4 Sleep Ltd have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app immediately.
You can at any time choose to pay your minimum payment instead of your interest-saver payment. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. Should you choose to pay your minimum payment instead of your interest-saver payment this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable).
Klarna is a form of credit. It is important that you consider your existing financial commitments, as well as the affordability of your purchase. This way you will avoid late fees and stay on top of your finances