It seems like the mobile phone truly knows no bounds in the modern day, as over half of British mobile owners - 55 per cent, to be exact - admit to using their phone in their divan beds. A further one in three admitted that they had had their phone out during an evening meal. The new research, carried out by Lloyds TSB, discovered that the majority of tech-savvy individuals in the UK do not believe that using a phone in bed or a public toilet is wrong, or unacceptable. Research went on to reveal that over three-quarters of people (76 per cent) use their phone in the street, a further two-thirds (63 per cent) utilise it on public transport and one in ten (nine per cent) use their phone during a wedding, christening or other religious ceremony. Director of digital banking at Lloyds TSB Ashley Machin said: "This research shows how quickly mobile phones are becoming the most versatile and important gadget in peoples' lives. They are clearly changing the way we live as evidenced by the speed with which mobile banking is growing."